Cornerstone is an independent agency — we compare dozens of carriers, explain the fine print in plain language, and answer our own phones when the hail hits.
Homeowners, condo, renters, and umbrella liability — rebuilt each year so the coverage matches the house you actually own.
Cars, trucks, bikes, boats, and RVs — with bundling math done honestly, not as a gimmick.
Term life, whole life, and disability income — sized to what your family would actually need, reviewed every few years.
Small business owners, contractors, and commercial property — with certificates delivered same-day.
Captive agents sell one company's products. As an independent agency, we shop 35+ carriers for your situation — and when a better rate or gap appears at renewal time, we come to you first.
Same family ownership since 1989, a licensed advocate on every claim, and policy reviews that have saved our clients an average of $412 this year alone.
“After last spring's hail, their claims advocate met the adjuster at our house and got the roof approved in nine days. You don't know what an agency is worth until the weather tests it.”
“They re-shopped my policies and found a term policy with double the coverage for less money. Then they called to make sure I understood every page. Rare people.”
“Certificates of insurance in an hour, every time, and they caught a liability gap in our contract language that would have hurt us badly. True partners.”
We're not owned by an insurance company. We sell policies from 35+ carriers, which means the recommendation is driven by what fits you — because we can offer any of them.
Sometimes — which is why we run the bundle math both ways before recommending anything. The review is free and the comparison is written down.
Once a year we sit down (or video call), re-shop your rates, and check your coverage against your current life. New house, teen driver, or new business — coverage should follow your life.
Call us first. A licensed Cornerstone advocate joins the process, documents your side, and pushes the carrier when the timeline slips. That service is included, forever.
Free review, honest comparisons, a real human on claims.
Send the form — a licensed agent (not an intern) replies within one business day.
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